KreedX — Banking API and Payments Platformby DigiPulse Solutions
Developer Docs
POSTKYC

Verify identity

Checks a PAN and whether the name and date of birth match it.

Sample reference
This shows the shape of the call — the operation, its fields and what comes back. The exact paths, base URL and any extra fields are confirmed with your sandbox credentials.

POST{BASE_URL}/v1/kyc/pan/verify

📘 Send the date of birth when you have it

dob is optional, but it makes the match more reliable than a name alone.

Headers

Authorizationstringrequired

Bearer <your API key>. Sandbox and production keys are separate.

Content-Typestringrequired

application/json on every request that has a body.

Request body

panstringrequired

10-character PAN.

namestringrequired

Name as the customer entered it.

dobstringoptional

ISO date. Improves the match.

Response fields

nameMatchstringrequired

FULL, PARTIAL or NONE.

statusstringrequired

Status of the PAN itself.

Values of nameMatch

ValueMeaning
FULLThe name matches. Safe to proceed.
PARTIALClose but not exact — initials, order or spelling. Decide by your own risk policy, or ask the customer.
NONEThe name does not match. Do not proceed on this check alone.

Errors

Every API returns the same envelope on failure, so one handler covers the whole catalogue.

400VALIDATION_ERROR

A field is missing or malformed. The message names the field.

401UNAUTHORIZED

The API key is missing, wrong, or for the other environment.

404NOT_FOUND

No resource with that ID or reference exists.

409DUPLICATE_REFERENCE

This clientReference was already used. Safe to treat as a repeat of the first call.

429RATE_LIMITED

Too many requests. Back off and retry after the Retry-After header.

503UPSTREAM_UNAVAILABLE

The biller, bank or network is down. Retry later; nothing was charged.