TranslatePayments and verification, inside your own product.
Production-grade APIs that let you embed banking, payments and verification directly into your product with sandbox, SDKs and detailed documentation.
- Sandbox credentials
- Same day
- APIs with predictable JSON
- REST
- For asynchronous events
- Webhooks
- Grade uptime SLA
- Enterprise
Where the money actually goes.
Not a sign-up checklist — the real path one transaction takes, and which part of it is ours to run.
KreedX Banking APIs let you embed payments, collections and verification directly inside your own product. These are production-grade REST APIs built for Indian fintech use cases — bill payments, cash collection, card bill payments and identity verification — documented, versioned and backed by a sandbox you can build against from day one.
- Step 01
Get sandbox access
You receive test credentials and full documentation up front, so your engineers can start building the same day.
- Step 02
Build and test
Clean REST endpoints, predictable JSON responses, webhooks for asynchronous events and SDK samples mean your team is never reverse-engineering anything.
- Step 03
Clear compliance
Commercials, documentation and compliance checks are completed in parallel while your integration is being tested.
- Step 04
Go live with support
The same code moves to production keys, and a dedicated integration engineer stays with you through go-live and beyond.
What you get with the integration.
Every line here is something that exists today, not a roadmap item.
- REST APIs with sandbox access
- SDKs & code samples
- Enterprise-grade uptime SLA
- Dedicated integration support
Teams who ask for this first.
Each one is buying the same rails for a different reason.
What is live on day one, and what needs paperwork.
Most product pages only show the fast half. Here is both, so your launch date is built on the real one.
Live on day oneSame day
- Sandbox credentials and full documentation, up front
- Clean REST endpoints with predictable JSON responses
- Webhooks and SDK samples, so nothing has to be reverse-engineered
- A dedicated integration engineer, not a ticket queue
Needs paperwork firstAllow time
- Production keys — issued once commercials and documentation are in place
- Compliance checks, which run in parallel with your integration testing
- A go-live review, with the same engineer staying through the switch-over
The facts, without the prose.
The things a technical evaluator scrolls straight down to find.
| Style | REST over HTTPS, with predictable JSON responses |
|---|---|
| Environments | Sandbox and production |
| Events | Webhooks for asynchronous updates |
| Tooling | SDKs and code samples |
| Covers | Bill payments, cash collection, card bill payments and identity verification |
| Availability | Enterprise-grade uptime SLA |
| Support | Dedicated integration engineer through go-live; account manager and priority support after |
Asked before every integration.
Do you provide a sandbox before going live?+–
Yes. You get sandbox credentials and documentation up front, so your team can build and test the full flow before any production traffic.
What does banking API integration usually involve?+–
Typically: sandbox access and API keys, building the flows you need, testing edge cases such as failures and timeouts, completing documentation and compliance checks, and then switching to production keys with our team supporting the go-live.
What kind of support do we get after going live?+–
A dedicated account manager and priority support, along with monitoring so issues are picked up proactively rather than after they affect your customers.
What teams usually add next.
Utility Bill Payments
A single integration for electricity, water, gas, DTH, broadband and mobile recharges through the Bharat BillPay network with instant confirmation.
Cash Management ServicesCMS
Streamline cash collection and reconciliation for NBFCs, lenders and enterprises with a nationwide retail collection network and real-time credit updates.
Card Bill Payment SuiteCredit Card Bill Payment
Enable customers and agents to pay credit card bills and process card-linked payments across all major issuers, with secure PCI-DSS compliant flows.
See it running on your own use case.
A 30-minute call where we walk one live transaction end to end, against the flow you actually need.
