One Platform. Every FinTech Capability.

How it works

1. 1

   Fetch and validate

   Your application calls our bill payment API to pull the biller list and validate the customer account number before anything is charged.

2. 2

   Get the live bill

   The current bill amount comes back from the biller through the BBPS network, so the customer always pays the exact outstanding amount.

3. 3

   Submit the payment

   We handle BBPS routing, biller connectivity and settlement reporting behind the scenes, so your team never has to integrate with individual billers one by one.

4. 4

   Confirm and reconcile

   Every transaction carries a unique reference ID, the customer gets a standard receipt, and failed or pending payments are reconciled automatically.

Built for

• Retail chains and kirana networks offering bill payments
• Fintech apps and wallets adding a recharge & bills section
• Distributors building an agent network across India
• Banks and NBFCs adding value-added services for customers

How it works

1. 1

   Customer walks in

   The borrower visits any collection touchpoint near them with their loan or account reference — no app, no smartphone, no branch visit needed.

2. 2

   Collection is digitised

   The agent captures the deposit digitally at the counter along with the account reference, so there is no manual entry or paperwork at your end.

3. 3

   Credited in real time

   The amount is credited against the correct loan account immediately and the customer walks out with a digital receipt in hand.

4. 4

   Reconciled automatically

   Your finance team receives automated reconciliation reports and audit trails, turning a multi-day cash-in-transit cycle into a same-day digital record.

Built for

• NBFCs and lending companies collecting EMI repayments
• Microfinance institutions with borrowers in semi-urban and rural India
• Insurance companies collecting premiums in cash
• Enterprises with distributed field collections

How it works

1. 1

   Search live inventory

   Your application calls the search API with route and date. Flights or bus services come back from the operators in real time, with fares and seat or class options.

2. 2

   Hold and confirm

   The chosen option is held while the passenger details are collected, so the fare does not move under the customer mid-booking.

3. 3

   Book and issue

   On confirmation the booking is made and the ticket comes back on the same call — PNR for flights, operator reference and seat for buses.

4. 4

   Cancel and refund

   Cancellations go through the same integration; the refund follows the airline's or operator's own rules and is reported back with a reference you can reconcile against.

Built for

• Travel agencies and OTAs that want their own booking flow
• Retail and agent networks selling tickets at the counter
• Fintech apps and wallets adding travel alongside payments
• Corporates booking travel for their own staff

How it works

1. 1

   Customer enters card details

   Through your app or an assisted counter, the customer provides their card and the amount they want to pay towards the outstanding bill.

2. 2

   Routed to the issuer

   Your application submits the details through our credit card bill payment API, and the payment is routed to the correct issuing bank.

3. 3

   Handled securely

   Because the flow is PCI-DSS compliant, sensitive card data stays inside a secured environment and never has to sit on your servers.

4. 4

   Confirmed and reconciled

   The customer receives instant confirmation, and your system gets a transaction reference for reconciliation and reporting.

Built for

• Fintech apps adding card bill payments to their money section
• Retail and assisted counters serving walk-in customers
• Distributors and agent networks in tier 2 and tier 3 cities
• Businesses building a full payments suite for their users

How it works

1. 1

   Get sandbox access

   You receive test credentials and full documentation up front, so your engineers can start building the same day.

2. 2

   Build and test

   Clean REST endpoints, predictable JSON responses, webhooks for asynchronous events and SDK samples mean your team is never reverse-engineering anything.

3. 3

   Clear compliance

   Commercials, documentation and compliance checks are completed in parallel while your integration is being tested.

4. 4

   Go live with support

   The same code moves to production keys, and a dedicated integration engineer stays with you through go-live and beyond.

Built for

• Fintech startups building a payments product in India
• Enterprises adding banking features to an existing app
• NBFCs digitising collection and repayment flows
• Software companies serving retail and distribution networks

How it works

1. 1

   Pick your product mix

   You decide what your platform offers — bill payments to begin with, and cash management or card bill payments added later as your network grows.

2. 2

   We brand it

   The platform is configured with your brand name, colours, logo and domain, so your customers only ever see you.

3. 3

   Admin console handover

   You get a role-based admin console to manage users, agents, limits and reports, with your team trained on it.

4. 4

   Go live in weeks

   Because the rails and compliance work already exist, your time and budget go into growing the business rather than rebuilding payment infrastructure.

Built for

• Distributors launching their own retailer platform
• Entrepreneurs entering the fintech space without a tech team
• Regional players who want a branded app for their network
• Businesses testing a new fintech line without heavy capex