TranslateCash collected anywhere in India, credited while they stand there.
Streamline cash collection and reconciliation for NBFCs, lenders and enterprises with a nationwide retail collection network and real-time credit updates.
- Credit to the loan account
- Real time
- Retail collection network
- Pan-India
- Needed by your customer
- No app
- Reconciliation and audit trail
- Automated
Where the money actually goes.
Not a sign-up checklist — the real path one transaction takes, and which part of it is ours to run.
Cash Management Services (CMS) from KreedX helps NBFCs, lenders and enterprises collect cash from customers across India and see it credited in real time. Instead of asking a borrower to travel to a branch, they walk into a nearby retail touchpoint from our pan-India collection network, deposit the cash, and the repayment reflects against their loan account immediately.
- Step 01
Customer walks in
The borrower visits any collection touchpoint near them with their loan or account reference — no app, no smartphone, no branch visit needed.
- Step 02
Collection is digitised
The agent captures the deposit digitally at the counter along with the account reference, so there is no manual entry or paperwork at your end.
- Step 03
Credited in real time
The amount is credited against the correct loan account immediately and the customer walks out with a digital receipt in hand.
- Step 04
Reconciled automatically
Your finance team receives automated reconciliation reports and audit trails, turning a multi-day cash-in-transit cycle into a same-day digital record.
What you get with the integration.
Every line here is something that exists today, not a roadmap item.
- Pan-India cash collection
- Real-time credit to loan account
- Automated reconciliation
- MIS & audit trails
Teams who ask for this first.
Each one is buying the same rails for a different reason.
What is live on day one, and what needs paperwork.
Most product pages only show the fast half. Here is both, so your launch date is built on the real one.
Live on day oneSame day
- A walkthrough of the collection flow against your own account structure
- Reconciliation report formats your finance team can review up front
- Coverage checked for the areas your borrowers actually live in
- A named integration contact, not a ticket queue
Needs paperwork firstAllow time
- Production access — issued once commercials and documentation are in place
- Compliance checks, which run in parallel with your build
- Mapping your account references so every deposit lands on the right loan
The facts, without the prose.
The things a technical evaluator scrolls straight down to find.
| Collection network | Pan-India retail touchpoints |
|---|---|
| Credit timing | Real time against the correct loan or customer account |
| Customer requirement | Loan or account reference only — no app, no smartphone, no branch visit |
| At the counter | Deposit captured digitally with the account reference; customer walks out with a digital receipt |
| Reporting | Automated reconciliation reports and audit trails |
| Typical use | EMI repayments, microfinance collections, insurance premiums, field collections |
| Support | Integration team through setup and go-live |
Asked before every integration.
What is Cash Management Services (CMS) in lending?+–
CMS is the process of collecting cash repayments from customers through a network of retail agents or touchpoints, digitising each collection at the point of deposit, and crediting it to the right loan account — replacing manual cash handling and delayed reconciliation.
How quickly is the collected cash credited?+–
Collections are captured digitally at the moment of deposit and reflected against the customer account in real time, with reconciliation reports available to your finance team.
Do my customers need an app to repay in cash?+–
No. The customer simply visits a collection touchpoint with their loan reference and pays in cash. The agent completes the transaction and the customer gets a receipt — no app or smartphone needed.
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See it running on your own use case.
A 30-minute call where we walk one live transaction end to end, against the flow you actually need.
