KreedX — Banking API and Payments Platformby DigiPulse Solutions
Now live — Recharge, Flight & Bus Booking APIs. One integration, instant confirmation.Now live — Recharge, Flight & Bus Booking APIs. One integration, instant confirmation.Now live — Recharge, Flight & Bus Booking APIs. One integration, instant confirmation.
Recharge & BBPS Bill Payments

BBPS Bill Payment APIEvery bill your customer pays, inside your own app.

Prepaid mobile and DTH recharge are live today through our Recharge API. Electricity, water, gas, broadband and postpaid bills run on the same Bharat BillPay integration, with instant confirmation on every transaction.

Book a demo Talk to our team
Integration to maintain
One
Billers across categories
Thousands
Confirmation with receipt
Instant
Managed network (BBPS)
NPCI
How it worksWhat's includedWho it's forDay one vs paperworkSpecsFAQ
How it works

Where the money actually goes.

Not a sign-up checklist — the real path one transaction takes, and which part of it is ours to run.

Prepaid mobile and DTH recharge are live today through the KreedX Recharge API — your app or retail agents can top up any major operator and DTH provider and get instant confirmation. The same integration is built on the Bharat Bill Payment System (BBPS), so electricity, water, gas, broadband, postpaid mobile and municipal bills come from one screen as they are rolled out, each with a standard receipt.

  1. Step 01

    Fetch and validate

    Your application calls our bill payment API to pull the biller list and validate the customer account number before anything is charged.

  2. Step 02

    Get the live bill

    The current bill amount comes back from the biller through the BBPS network, so the customer always pays the exact outstanding amount.

  3. Step 03

    Submit the payment

    We handle BBPS routing, biller connectivity and settlement reporting behind the scenes, so your team never has to integrate with individual billers one by one.

  4. Step 04

    Confirm and reconcile

    Every transaction carries a unique reference ID, the customer gets a standard receipt, and failed or pending payments are reconciled automatically.

What's included

What you get with the integration.

Every line here is something that exists today, not a roadmap item.

  • Prepaid mobile recharge — live
  • DTH recharge — live
  • Electricity, water & gas bills
  • BBPS-compliant workflow
Who it's for

Teams who ask for this first.

Each one is buying the same rails for a different reason.

Retail chains and kirana networks offering bill payments
Fintech apps and wallets adding a recharge & bills section
Distributors building an agent network across India
Banks and NBFCs adding value-added services for customers
Before you plan your timeline

What is live on day one, and what needs paperwork.

Most product pages only show the fast half. Here is both, so your launch date is built on the real one.

Live on day oneSame day

  • Sandbox credentials and full API documentation, up front
  • The complete biller list, queryable from the first call
  • Account validation before any amount is charged
  • A named integration contact, not a ticket queue

Needs paperwork firstAllow time

  • Production keys — issued once commercials and documentation are in place
  • Compliance checks, which run in parallel with your build
  • A go-live review of how your side handles failures and timeouts
Specifications

The facts, without the prose.

The things a technical evaluator scrolls straight down to find.

NetworkBharat Bill Payment System (BBPS) — NPCI-managed, interoperable
CategoriesElectricity, water, piped & LPG gas, broadband and landline, postpaid mobile, DTH, insurance premiums, municipal taxes, loan repayments, FASTag
IntegrationREST API · sandbox and production environments
ConfirmationInstant, with a standard BBPS receipt
ReconciliationUnique reference ID per transaction; failed and pending payments reconciled automatically
ChannelsYour own app or portal, and assisted retail counters
SupportIntegration team through sandbox, testing and go-live
Questions

Asked before every integration.

What can I start offering right now?+

Prepaid mobile recharge and DTH recharge are live on the Recharge API today — all major operators and DTH providers, with instant confirmation and a reference ID on every transaction. The remaining BBPS categories listed below run on the same integration and are being rolled out; talk to us for the current list and timelines.

What is BBPS and why does it matter for my business?+

BBPS (Bharat Bill Payment System) is an NPCI-managed interoperable platform for bill payments in India. Instead of signing up with every electricity board, gas company and DTH operator separately, one BBPS integration gives you access to thousands of billers across categories — with standardised complaint handling and receipts.

Which bill categories can I offer through KreedX?+

Electricity, water, piped and LPG gas, broadband and landline, postpaid mobile and DTH recharges, insurance premiums, municipal taxes, loan repayments, FASTag recharge and more — all through the same bill payment API.

How long does BBPS integration take?+

Once commercials and documentation are in place, most teams complete sandbox integration in a few days and move to production after testing. Our integration team supports you through the entire process.

Also on the same rails

What teams usually add next.

See it running on your own use case.

A 30-minute call where we walk one live transaction end to end, against the flow you actually need.

Book a demo info@digipulse.co