KreedX — Banking API and Payments Platformby DigiPulse Solutions
Developer Docs
GETCMS

Collection status

Whether the amount has been credited to the right loan or customer account.

Sample reference
This shows the shape of the call — the operation, its fields and what comes back. The exact paths, base URL and any extra fields are confirmed with your sandbox credentials.

GET{BASE_URL}/v1/cms/collections/{collectionId}

📘 RECEIVED is not yet CREDITED

The cash has been taken at the counter, but has not landed on the account. Tell the borrower their payment is received; mark the EMI paid once it is CREDITED.

Headers

Authorizationstringrequired

Bearer <your API key>. Sandbox and production keys are separate.

Content-Typestringrequired

application/json on every request that has a body.

Path parameters

collectionIdstringrequired

From register collection.

Response fields

statusstringrequired

RECEIVED, CREDITED or REVERSED.

Values of status

ValueMeaning
RECEIVEDCash taken at the counter, not yet on the account.
CREDITEDLanded on the loan or customer account.
REVERSEDA credited collection was reversed.

Errors

Every API returns the same envelope on failure, so one handler covers the whole catalogue.

400VALIDATION_ERROR

A field is missing or malformed. The message names the field.

401UNAUTHORIZED

The API key is missing, wrong, or for the other environment.

404NOT_FOUND

No resource with that ID or reference exists.

409DUPLICATE_REFERENCE

This clientReference was already used. Safe to treat as a repeat of the first call.

429RATE_LIMITED

Too many requests. Back off and retry after the Retry-After header.

503UPSTREAM_UNAVAILABLE

The biller, bank or network is down. Retry later; nothing was charged.