KreedX — Banking API and Payments Platformby DigiPulse Solutions
Developer Docs
API products

API catalogue

Four live APIs, every endpoint listed.

Each entry is a family of endpoints rather than a single call — the catalogue, the transaction and the status live together.

BBPSLive

Bill Payments API

Fetch a live bill and pay it across electricity, water, gas, DTH, broadband and mobile — through the Bharat BillPay network.

  • Biller catalogue
  • Bill fetch & validation
  • Payment
  • Receipt
CMSLive

Cash Management API

Accept cash at retail touchpoints across India and credit it against the right loan or customer account in real time.

  • Collection capture
  • Account mapping
  • Real-time credit
  • Reconciliation
CardsLive

Card Bill Payment API

Accept credit card bill payments for all major VISA, Mastercard and RuPay issuers, on PCI-DSS compliant flows.

  • Issuer routing
  • PCI-DSS flow
  • Confirmation
  • Reference for reconciliation
KYCLive

Verification API

Identity and account verification used alongside the payment flows, so onboarding and fund settlement check out before money moves.

  • Identity checks
  • Account verification

Endpoints

Open an API to see its methods. Each one has its own page with the request, the response and samples in Node.js, Java, Python and cURL.

BBPSBill Payments APIFetch a live bill and pay it across electricity, water, gas, DTH, broadband and mobile — through the Bharat BillPay network.
CMSCash Management APIAccept cash at retail touchpoints across India and credit it against the right loan or customer account in real time.
CardsCard Bill Payment APIAccept credit card bill payments for all major VISA, Mastercard and RuPay issuers, without card numbers touching your servers.
KYCVerification APIIdentity and account checks used alongside the payment flows, so onboarding checks out before money moves.

On the roadmap

Cash

Micro ATM API

Card-based cash withdrawal and balance services for retail agents.

Insurance

Insurance API

Bite-sized insurance products offered at retail points.

Travel

Travel API

Flight, bus and hotel bookings through the retail network.

Sample reference. The endpoint pages show the shape of every call — the operation, its fields and what comes back. The exact paths and base URL are confirmed with your sandbox credentials.